They chose to show you a record you can verify.
Landlords, property managers, and dealerships: a Treasure KC member can choose to share a consistency proof with you — like a reference letter the applicant brings with them, except independently checkable. The member generates it themselves and hands it over directly. It shows on-time payment history, streak reliability, and community involvement, anchored on the XRP Ledger — verifiable through the verify console on our On-Chain page without contacting Treasure KC.
- The proof shows: on-time payment history, streak length, community involvement, literacy completion, Wealth Passport level, identity verification tier.
- The proof never shows: bill amounts, account numbers, name, email, phone, address, or any personally identifiable information.
- The applicant owns this record: it is anchored under their own DID, they chose to share it, and what they share is a cryptographically verifiable proof — not raw personal information.
- This proof is not a credit score, is not issued by a credit bureau, and does not replace a credit check.
- The on-chain hash proves integrity — the record hasn't been altered since it was anchored. Attestation labels (self-reported, bank-verified, platform-recorded) show where each entry came from.
- Independently verifiable: use the verify console on the On-Chain page to look up the anchoring hash shown in the proof.
- No account required — the member hands you the link directly; the proof is strongest when shared in person or presented live. Verifier confirmation codes are on the roadmap.
Frequently Asked Questions
- Does this replace a credit check? No. This proof is not a credit score and is not issued by a credit bureau — it's a separate record the applicant chose to build and share.
- Can I verify it myself? Yes — use the verify console on the On-Chain page to look up the anchoring hash on the public XRP Ledger.
- What does the blockchain verify? Integrity, not truth of inputs — the hash proves the record hasn't been altered since anchoring; attestation labels show how each entry was recorded.
- How do I know it's their proof? Today, through direct sharing — the applicant hands it to you or presents it live. Verifier confirmation codes are on the roadmap.
- What does it NOT show? Bill amounts, account numbers, name, email, address, member ID, or any PII.
- Who generates the proof? The member generates it from their own portal account and chooses to hand you the link — Treasure KC never sends it for them.